Services
Take charge of your financial future today and access our comprehensive counseling services that cover a range of essential topics, such as homebuyer programs, fair housing, financial management, pre-purchase counseling, and money debt management. Start your journey towards financial empowerment and stability by contacting us now.
Buying a Home?
PRE-PURCHASE COUNSELING
The Housing Counseling Network provides pre-purchase counseling which includes: budgeting, credit, financial management counseling, and savings techniques. Pre-Purchase Counseling is done in a one-on-one environment. Your advisor will review your credit, budget, and affordability to determine if you are mortgage ready.
HOMEBUYER EDUCATION
Learn the 10 basic steps to purchasing a home! Our housing counselor will review your credit, and pre-qualify you to determine if you are mortgage ready. The Housing Counseling Network uses the latest state of the art technology to get pre-approved in a non-predatory environment. This course satisfies HUD’s First Time Homebuyer Education requirements for Federal, State and local housing assistance programs. Please email to sign up: gnfhoc@gmail.com
ONLINE HOMEBUYER EDUCATION
Designed to help more people obtained certified homebuyer education. This online version helps individuals get the education and certification that they need at their convenience. Upon completion of the course, applicants are required to complete a one-on-one counseling session (in person or over the phone). This course satisfies HUD’s First Time Homebuyer Education requirements for Federal, State and local housing assistance programs.Online sites both in English and Spanish.
FINANCIAL MANAGEMENT
To turn your financial problem around you must understand your flow of income and expenses. The HomeOwnerShip Center offers Financial Management online through eHomeAmerica. We help you take simple and effective steps to repair your credit and put you back in the drivers seat with your budget or spending plan. On line site: www.ehomeamerica.org/gnf click on Money Management – also in Spanish
FAIR HOUSING
HOC Center for Civil Rights provides support and assistance to persons, including tenants, landlords, and homeowners who believe they have been discriminated against on the basis of race, color, religion, national origin, sex, familial status, or handicap.
Contact one of our Professional Counselors 615-610-4912 or fax 615-610-4913.
Let’s see if we are the right fit.
At Good Neighbor Home-Ownership Center, we know that every dollar counts and have made it our goal to stretch every dollar as far as we can.
Each day we have new clients with needs that we are unable to meet because the funds are just not available.
If you would like to make a donation, please make a check to Good Neighbor Foundation and mail to:
Good Neighbor Foundation Home-Ownership Center 501(c)3
725 Cool Springs Blvd. S600
Franklin, Tennessee 37067
615-610-4912 FAX 615-610-4913
Thank you for your support!
Default Counseling
Homeownership Center offers a full range of counseling services to assist families who may be facing foreclosure. We have highly skilled counselors ready to work with families and individuals to help find options to resolve their situation.
The foreclosure PREVENTION process
To start the process, call us at 615-610-4912. You will be transferred to a foreclosure prevention counselor who will explain the process to you. You will then be asked to fill out an application and be scheduled for an one-on-one, skype or phone appointment. From there, HOC will act as a third party counselor to help you work with your servicer to find a reasonable solution to your foreclosure crisis.
Click to see the required documents for the process.
REQUIRED DOCUMENTS
- Driver’s license or state-issued identification
- Most recent utility bills (electric)
- Student loan statement
- Recent credit card statements for each account
- Most recent Mortgage Statement
- Two most recent bank statements (checking)
- last two years tax returns
- Proof of non-filing for past 3 years from IRS, if you do not file taxes (or letter stating why you didn’t file)
- 4 weeks most recent, consecutive paystubs
- Award letter for Short or Long Term Disability
- Family Medical Leave (FMLA) Documents
- Retirement/Pension/Annuity Income – Award letter
- Other income documentation (including child support, social security,government assistance, food stamps, etc.)
- Year-to-date Profit & Loss Statement for the last three months, if you are self-employed
Family Sufficency Program
FSS Escrow Account
The HA will establish an FSS escrow account for the family. A portion of the increases in the family’s rent because of increases in earned income will be credited to the FSS escrow account in accordance with HUD requirements.
Resources and Supportive Services
Services
Counseling and Support
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MONEY DEBT MANAGEMENT
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FULL DOCUMENT FILE REVIEW
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PRE-PURCHASE COUNSELING
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HOMEBUYER EDUCATION
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ONLINE HOMEBUYER EDUCATION
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FINANCIAL MANAGEMENT
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FAIR HOUSING
Contact
725 Cool Springs Blvd. S600
Franklin, Tennessee 37067
615-610-4912 FAX 615-610-4913
Thank you for your support!